• fiah@discuss.tchncs.de
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    1 year ago

    many are yes, but not all. Bitcoin and Ethereum (among others) are legit, and there are a few NFT projects out there that actually try to do the right thing even if they’re not worth much at all. Many other NFTs are nothing but pictures that have no meaningful value except what you assign it to, but they never pretended to be anything else so that’s still not a scam in my book

    • Big P@feddit.uk
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      1 year ago

      Bitcoin is never going to be wisely used for it’s intended purpose. It’s been too sold as as investment that you buy and sell rather than a currency.

      • fiah@discuss.tchncs.de
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        1 year ago

        I’m not arguing that, it’s definitely very debatable if it’s ever going to have some practical use outside of its current speculative one. That doesn’t make it a scam tho

      • jarfil@beehaw.org
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        1 year ago

        Bitcoin had a huge congestion problem in 2021, it’s been mostly solved now with major exchanges accepting Lightning Network.

        For comparison:

        • Bitcoin LN: $0.0001 fee, minimum $0.0003, arrives in under a second to a minute
        • Bitcoin normal: around $1 fee, minimum around $0.04, arrives in 1 or 2 hours
        • SEPA: 0€ fee, minimum 0.01€, takes between 10 seconds and 2 days
        • SWIFT: charges up to $20-30 and 2-5% for currency exchanges, takes 1 to 5 days

        In 2023, Bitcoin with LN support is comparable to EU transfers, way better than international transfers, and better for microtransanctions.

        Its investment value has been overhyped, it’s too volatile for long term value storage, but that’s irrelevant for instant value transfers.