I’m lucky enough that my backup server is at my parent’s place I’m their basement, so it’s off-site by already

Rsnapshot on a second server, saving 7 daily backups, 4 weekly backups, and 6 mk they backups

You don’t even need a 12th/13th gen chip tbh. I went from a server with a GTX 1660 to one with an i5-8600 (Well, multiple actually - it’s a kubernetes cluster). They can handle multiple 4k transcodes just fine.

I use a VPS as a homelab gateway of sorts from the outside.

Essentially, the VPS runs a Wireguard server that I connect to on my OPNSense Router. The VPS then reverse-proxies all incoming traffic through the tunnel to my homelab. All my DNS entries point to the VPS’s IP. This pretty much gives me a static IP, hides my real IP, and lets me do some light caching on the VPS. Kind of like a DIY cloudflare.

I also run Uptime Kuma on the VPS, since it will continue to work if my local network is down.