Eh. I’m a lawyer. I wouldn’t be afraid of the civil risk unless I was accepting donations. Suing regular people isn’t really a profitable endeavor. I’m more concerned about paying for the hosting and being subscribed to enough of the fediverse to have a representative instance.
Magic may be an overstatement. I would be shocked if any of them fixed even 0.1% of the problems posted to Microsoft’s joke of a support forum where they were presented as solutions.