![](/static/66c60d9f/assets/icons/icon-96x96.png)
![](https://lemmy.world/pictrs/image/0d5e3a0e-e79d-4062-a7bc-ccc1e7baacf1.png)
Not quite, in my experience on really cold days my heat pump struggles to keep up. This is expecially true when the outside unit is frosting up. The unit has to reverse and pump heat out of the house.
That’s one of the reasons i run my wood pellet stove on those days. The secondary source of heat takes the load off the heat pump.
My wife has a chronic illness with expensive drugs.
Healthcare is around 35% of our families gross income when you include in the cost my employer pays, what I pay, plus deductable and copays.
I avoid going to the Dr as much as possible because I have a separate deductible. If I went for everything I should it would be closer to 40% of our gross income.