ickplant@lemmy.world to Mildly Infuriating@lemmy.worldEnglish · 7 months agoWhat I'm paying to find out I don't have breast cancer. I have insurance. (Ultrasound and mammogram in the USA)lemmy.worldimagemessage-square174fedilinkarrow-up1812arrow-down118
arrow-up1794arrow-down1imageWhat I'm paying to find out I don't have breast cancer. I have insurance. (Ultrasound and mammogram in the USA)lemmy.worldickplant@lemmy.world to Mildly Infuriating@lemmy.worldEnglish · 7 months agomessage-square174fedilink
minus-squareadrian783@lemmy.worldlinkfedilinkEnglisharrow-up13arrow-down1·7 months agowell it depends. for major surgeries, no. after you satisfy your deductible, you’re likely to pay a co-insurance on your procedure. co-insurance is the percentage you’re personally responsible. so lets say your procedure is billed by hospital for 50,000. and your co-insurance is 20%. you would be paying 20% of the 48000, so 9600. up to your “out of pocket maximum”, which can be like 15000 to 30000 or whatever. if you’ve already paid like 10k already this year then you would just be paying up to 5k for ur cancer treatment. confusing? yes. fuck health insurance so much.
well it depends.
for major surgeries, no. after you satisfy your deductible, you’re likely to pay a co-insurance on your procedure.
co-insurance is the percentage you’re personally responsible.
so lets say your procedure is billed by hospital for 50,000. and your co-insurance is 20%.
you would be paying 20% of the 48000, so 9600.
up to your “out of pocket maximum”, which can be like 15000 to 30000 or whatever.
if you’ve already paid like 10k already this year then you would just be paying up to 5k for ur cancer treatment.
confusing? yes. fuck health insurance so much.