LexisNexis, which generates consumer risk profiles for the insurers, knew about every trip G.M. drivers had taken in their cars, including when they sped, braked too hard or accelerated rapidly.
which generates consumer risk profiles for the insurers
Brutal, and I’m not even sure how that’s legal. But at the same time, would this have a positive effect on insurance rates? Discounts for good drivers, etc.?
I’m on a pay-as-you-go insurance plan, and they do have my location data when I drive. They stipulate that data gathered from the device would NOT negatively impact my premiums.
Either way, it was something I was willing to consent to because my premiums are dirt cheap. I almost never drive, so my insurance for two people for the entire year is less than $300 Canadian. 😂
But the difference is that I can simply remove the device if I no longer want the insurance and/or share my driving location with them. If it was built-into the car, I wouldn’t buy the car.
EDIT: Now that I think about, I’d actually be OK with these cars reporting to insurance for dangerous/unskilled driving, provided that the driver is aware of this. I want to see safer roads, and a lot of that starts with how people drive.
Brutal, and I’m not even sure how that’s legal. But at the same time, would this have a positive effect on insurance rates? Discounts for good drivers, etc.?
I’m on a pay-as-you-go insurance plan, and they do have my location data when I drive. They stipulate that data gathered from the device would NOT negatively impact my premiums.
Either way, it was something I was willing to consent to because my premiums are dirt cheap. I almost never drive, so my insurance for two people for the entire year is less than $300 Canadian. 😂
But the difference is that I can simply remove the device if I no longer want the insurance and/or share my driving location with them. If it was built-into the car, I wouldn’t buy the car.
EDIT: Now that I think about, I’d actually be OK with these cars reporting to insurance for dangerous/unskilled driving, provided that the driver is aware of this. I want to see safer roads, and a lot of that starts with how people drive.